Discover the Canadian Dental Care Plan (CDCP)

The Canadian Dental Care Plan (CDCP) is a federal program created to provide affordable dental care for Canadians who don’t have private dental insurance and earn a household income of less than $90,000 per year. By easing financial barriers, the CDCP makes it easier for more Canadians to access essential oral health services.

At Stonehaven Dentistry in Mississauga, we are proud to support this program and provide care to both new and existing patients who qualify.

Call us today at 905-364-0077 to learn more or book your appointment.

Are You Eligible for the CDCP?

To qualify for the Canadian Dental Care Plan, you must meet all of the following conditions:

• No private dental insurance
• Annual household adjusted net income under $90,000
• Canadian resident for tax purposes
• Filed your previous year’s tax return

You can confirm your eligibility and apply by visiting the Health Canada website.

Who Can Apply Now?

The CDCP is being rolled out in stages. As of now, the following groups are eligible:

• Seniors aged 65 and older
• Children under 18
• Adults who have a valid Disability Tax Credit (DTC)

All other eligible residents will be able to apply in 2025.
Need help checking your eligibility? Call Health Canada at 1-833-537-4342, Monday–Friday, 8:30 a.m. to 4:30 p.m.

How to Enroll

Applications are submitted directly through Health Canada. Once approved, you’ll receive a welcome kit from Sun Life, which includes your coverage start date and a membership card. This usually arrives within three months of approval.

What Does the CDCP Cover?

The CDCP helps cover a wide range of dental services, with co-payment amounts based on your household income:

• $0 co-payment for households earning less than $70,000
• 40% co-payment for incomes between $70,000–$79,999
• 60% co-payment for incomes between $80,000–$89,999

Covered Treatments Include:

• Preventive care: cleanings, fluoride treatments, sealants
• Diagnostic services: dental exams and X-rays
• Restorative care: fillings
• Endodontics: root canal therapy
• Prosthodontics: full or partial dentures
• Periodontal services: deep cleanings
• Oral surgery: extractions

Some treatments may require prior approval depending on your dental needs and health history.

Using CDCP with Other Government Dental Benefits

If you already receive dental benefits through programs such as:

• Healthy Smiles Ontario
• Ontario Works (OW)
• Ontario Disability Support Program (ODSP)

…the CDCP will typically serve as your primary coverage, with other programs coordinated accordingly.

Talk to Us About Treatment Costs

Since the CDCP does not always cover 100% of treatment costs, we recommend discussing any potential out-of-pocket fees with our team before your appointment.

At Stonehaven Dentistry, we’re here to make quality dental care more accessible for our community. Contact us to find out how we can help you benefit from the CDCP and maintain your healthiest smile!